El inglés es el idioma de control de esta página. En la medida en que haya algún conflicto entre la traducción al inglés y la traducción, el inglés prevalece.
Al hacer clic en el enlace de traducción se activa un servicio de traducción gratuito para convertir la página al español. Al igual que con cualquier traducción por Internet, la conversión no es sensible al contexto y puede que no traduzca el texto en su significado original. NC State Extension no garantiza la exactitud del texto traducido. Por favor, tenga en cuenta que algunas aplicaciones y/o servicios pueden no funcionar como se espera cuando se traducen.
English is the controlling language of this page. To the extent there is any conflict between the English text and the translation, English controls.
Clicking on the translation link activates a free translation service to convert the page to Spanish. As with any Internet translation, the conversion is not context-sensitive and may not translate the text to its original meaning. NC State Extension does not guarantee the accuracy of the translated text. Please note that some applications and/or services may not function as expected when translated.Collapse ▲
Crop insurance products can help manage risk by supporting income in bad times. When perils beyond the farmer’s control significantly reduce revenues, crop insurance can provide indemnities that can help support lost revenues. In this way, crop insurance can serve as an important safety net for peach growers.
Crop insurance as a safety net is not free; there are premium costs. This means producers have to ask themselves the following: Does my operation need a safety net in the form of crop insurance? How much am I willing to pay for this crop insurance? If I want crop insurance, what types of insurance are available and what type do I need?
The crop insurance options available today for peach producers in North Carolina are:
- Non-Insured Crop Disaster Assistance Program (NAP)
- Adjusted Gross Revenue Lite (AGR-Lite)
NAP is a “crop insurance” product for crops that are not currently covered under the traditional federal crop insurance program administered by the Risk Management Agency (RMA). It is similar to the RMA’s catastrophic (CAT) policy where payments are made to producers when they experience losses greater than 50 percent of their average yield. Read more information about NAP coverage.
AGR-Lite is the only crop insurance product administered by the RMA that could protect peach growers against both yield and price risk. AGR-Lite is a whole-farm revenue protection plan of insurance that covers multiple crops and/or livestock. Because of this broader protection, AGR-Lite is typically more costly than the NAP coverage. It is typically highly subsidized and it allows the producer to have coverage greater than 50 percent. AGR-Lite is especially well-suited for growers that have diversified operations. Read more information about AGR-Lite.